Your Buying Guide

1.   Pre-qualify

Get pre-qualified and house hunt with confidence.

By having pre-approval in place you will receive a pre-qualification certificate that will allow you to shop for a home with confidence. It also gives you credibility with sellers when you want to submit an Offer to Purchase on their property.

2.   Search

Now that you are pre-qualified you can start the search for your dream home.

Your pre-qualification certificate for your home loan is valid for 3 months, this gives you some time to find your perfect home. You can also contact one of our partner estate agencies to assist you with the search for your home.

3.   Offer

Put an Offer to Purchase (OTP) on your dream home.

When you are ready to put in an Offer to Purchase (OTP) on your dream home, contact our home loan experts at Mortgage Express to assist you with your home loan application.

4.   Finance

Apply for your home loan with Mortgage Express.

When you apply for your home loan through Mortgage Express you only submit one application and we take it from there. We submit your application to all the banks and negotiate the best deal on your behalf. We do all this at no cost to you.

5.   Attorney

Once your bond is approved, the bank will instruct an attorney on their panel to manage the registration of the bond.

A cancellation attorney will cancel the existing bond on the property you are purchasing. Once your bond is approved the bank will instruct the bond registration attorney so that you can sign your bond registration documents.

6.   Insurance

Get insurance through Mortgage Express that suits your individual needs.

By taking out Home Owner’s cover through Mortgage Express you will have peace of mind in knowing that your building’s physical structure will be covered against a wide range of insured perils by a comprehensive Building Insurance policy.

The BetterLife Protection cover offered through Mortgage Express will protect your loved ones against unforeseen circumstances. The policy includes life cover as well as optional disability, dread disease and retrenchment cover.

7.   Move In/Stay In

Leave it to us find the best moving solutions.

The time has come to plan your move into your new home. Leave it to our team to find you the best moving solutions, through our accredited partners.