comprehensive financial solutions

One Application. All Banks. Best Deal. Best Service.

Mortgage Express offers free comprehensive financial solutions that include bond pre-qualifications, home loans, short-term insurance, life insurance and more.

Our Services

The Mortgage Express Services

Home Loans

At Mortgage Express we get multiple banks to quote so you get the best rate.
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Pre-Approved

Your pre-approved certificate lets you know what you can afford to buy.

GET PRE-QUALIFIED

Subsidies

We assist you in qualifying for a home by providing a subsidy

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Insurance

At Mortgage Express we help you to organize your House & Contents insurance

GET INSURED
WHY WOULD YOU USE US FOR YOUR BOND APPLICATION

We have been building a world-leading home services business by making the home buying journey an amazing experience.

  • Mortgage Express offers free comprehensive financial solutions that include bond pre-qualifications, home loans, short-term insurance, life insurance and more.
  • Complete one application and let our home loan specialists remove the hassle of applying to all the major banks for you at no additional cost.
  • We want to build a world-leading home services business by making the home buying journey an amazing experience. In the process we will change lives for the better and make dreams come true.

We work with all the leading banks to secure you a home loan

Start your home loan application today

Speak to an expert to help you get started

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Mortgage Express is more likely to secure you a bond than your bank

What do our clients say about us?

Elricht August
Ek was desperaat met die koop van my ouer huis nadat my persoonlike bank my afgekeur. het. Ek het Dewald genader en my onmiddelik verwys na een van konsultante. Waarby die nodige dokumente in gestuur is na hulle en binne 48 uur my gehelp met 'n bank met 'n 100% lening........ Jipeeeeee...... Baie dankie...
Alastair Govender
I am so impressed with the service I received from Mortgage Express! Dewald Van Wyk dealt with my pre-approvals and loan applications with such efficiency and dedication that it made me want to work harder at my day job!
Vanessa Maling
Very dedicated, always keeping us in the loop, no stone unturned. I am very impressed and would like to thank them for their promptness and extra attention to detail. RIAAN, you are the master of your trade!!
Angelique Gallant
The service rendered was definitely as the name describes Mortgage Express everything was done swiftly and efficiently. We were kept abreast of everything related to our application and we were advised accordingly so that we may have the best possible outcome. This service made it easy and stress free for us and we are thankful that we were so well taken care of 🤗 keep on doing this great work!
Lionel Booysen
Ek waardeer wat jy vir ons vermag het Dewald,dankie vir jou geduld met ons.Jy het elke vraag beantwoord.
Wenzile Mkhonza
Nicolaas and his team really come through for me, I've already given up but the fight for me.. Thank you so much and God bless you
Leonie Leander
Highly recommended ,Fast responses,turn around time amazing. Friendly staff and highly professional đź‘Ś 10/10
Craig Watters
As first-time home owners Mortgage Express made us feel secure and at peace during the financing process. We felt like they genuinely wanted the best for us and were on top of everything. They responded quickly and effectively. We highly recommend them and would use again in the future.

Do you have questions?

Here are the answers to our most frequently asked questions.

A bond originator offers a service to the home buyer with which they assist you with your home loan application. The originator will have a contract with one or more banks, from which they receive a fee.

No. There are no hidden costs. The fees you pay the bank and attorneys will remain the same, irrespective of whether you use Mortgage Express’s services or not.

Our service is free of charge.

No – a bank might offer you the same rate whether you used Mortgage Express’s services or not. The bank decides on the rate, not Mortgage Express. A Mortgage Express consultant will, however, motivate your application to obtain the lowest possible rate on your behalf

We track the application on your behalf; hence we are the point of contact once the application has been submitted.

Normally, you will receive confirmation within 48 hours. However, should this process take longer, we will track the application and keep you informed.

The bank will “approve” your loan based on your supporting documentation, as well as on your credit history. “Final Grant” is awarded once the property valuation has been completed. The onus is on you to supply the bank with the necessary details for the valuator to perform the property valuation. Incorrect or incomplete details will delay your application.

You are entering into a legal agreement with the bank for a significant period of time (as long as 30 years). This means that all parties need to ensure that all relevant terms of the loan are recorded, acknowledged, and comply with legislation.

Any non-payment of your monthly home loan instalment may adversely affect your credit rating and your ability to obtain credit in the future. It is extremely important to stay up to date with your monthly repayments.

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