Home Loans

At Mortgage Express we have access to a vast range of home loan products that help you to make the choices that are important to your individual needs, and it is free of charge. Our Mortgage Express Specialists will help you to decide between the maze of different options and repayment methods. You can also view our Home Buyers Guide which will assist you through the process.

Our Services

Your Buying Guide

Pre-qualify

Get pre-qualified and house hunt with confidence.

By having pre-approval in place you will receive a pre-qualification certificate that will allow you to shop for a home with confidence. It also gives you credibility with sellers when you want to submit an Offer to Purchase on their property.

Pre-qualify

Search

Now that you are pre-qualified you can start the search for your dream home.

Your pre-qualification certificate for your home loan is valid for 3 months, this gives you some time to find your perfect home. You can also contact one of our partner estate agencies to assist you with the search for your home..

Search

Offer

Put an Offer to Purchase (OTP) on your dream home.

When you are ready to put in an Offer to Purchase (OTP) on your dream home, contact our home loan experts at Mortgage Express to assist you with your home loan application.

Offer

Finance

Apply for your home loan with Mortgage Express.

When you apply for your home loan through Mortgage Express you only submit one application and we take it from there. We submit your application to all the banks and negotiate the best deal on your behalf. We do all this at no cost to you.

Finance

Attorney

Once your bond is approved, the bank will instruct an attorney on their panel to manage the registration of the bond.

A cancellation attorney will cancel the existing bond on the property you are purchasing. Once your bond is approved the bank will instruct the bond registration attorney so that you can sign your bond registration documents.

Attorney

Insurance

Get insurance through Mortgage Express that suits your individual needs.

By taking out Home Owner’s cover through Mortgage Express you will have peace of mind in knowing that your building’s physical structure will be covered against a wide range of insured perils by a comprehensive Building Insurance policy.

The BetterLife Protection cover offered through Mortgage Express will protect your loved ones against unforeseen circumstances. The policy includes life cover as well as optional disability, dread disease and retrenchment cover.

Insurance

Move In/Stay In

Leave it to us find the best moving solutions.

The time has come to plan your move into your new home. Leave it to our team to find you the best moving solutions, through our accredited partners.

Move In/Stay In
Get pre-approved

Looking for a home loan

Monthly Repayment Calculator

What will your dream home cost per month?

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Fees that is excluded from the above mentioned installment:

  • Banking Fee of R69.00 per month
  • Short Term Insurance (H.O.C. – Home Owners Comprehensive insurance)
  • Life Insurance (Only compulsory with certain financial institutions)
  • Municipal Costs and or Levies (These costs do not always comply to every type of property, do enquire the costs involved with your estate agent)

Disclaimer

The estimates contained on this webpage are provided for general information purposes and should be used as a guide only. While every effort is made to ensure the accuracy of the calculator, Mortgage Express cannot be held liable for any loss or damage arising directly or indirectly from the use of this calculator, including any incorrect information generated by this calculator, and/or arising pursuant to your reliance on such information.

Contact us today to find out more about your home loan application

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Looking for a home loan